The University pays toward the cost of Blue Cross/Blue Shield traditional plans, Health Maintenance Organization (HMO), Total Health Plus, and Principal Health Care insurance for full-time faculty, and regular part-time faculty members who desire to participate. The faculty member pays the difference between the University's funding and the actual cost of the plan selected.
If application for this coverage is made within 30 calendar days of entering the employ of the University, the policy becomes effective the first of the following month. If application is not made within 30 days of employment, the application cannot be considered until a "group reopening" is scheduled. This usually occurs in the spring of each year and is consistent with the flexible benefits enrollment period. Should a member of the Plan leave the employ of the University, membership may be continued by making payments directly to Blue Cross and Blue Shield of Delaware or by transferring to the new employer's group.
The University provides hospital and medical-surgical insurance for faculty members age 65 or older at benefit levels equal to those available to full-time faculty members under the age of 65.
(Rev. 2/91)
