Market Sectors

Consumer System

A network of people, equipment and procedures for the purpose of providing products and services 24 hours a day

Risk Sharing

The pooling of small amounts of money from a large number of consumers for the purpose of assisting those consumers that are subject to a catastrophe.

Optimal Consumption Stream

The process of generating a continuous stream of income over one's lifetime in order to overcome interruptions of wealth accumulation (such as death, illness, accidents, divorce, unemployment, etc.).

Lifeline Banking

The banking institutions offering universal access (to everyone) to certain minimal financial services that every consumer must have, regardless of income, in order to function in society.

Decision-Matrix Analysis

The process of quantifying a rational purchasing behavior by considering product attributes and consequences.