Dr. Kenneth R. Biederman, Phd
Professor
College of Business & Economics        Ph: 302-831-1761
Department of Finance                           Fax: 302-831-3061
216 MBNA America Hall                        E-mail: K.Biederman@mvs.udel.edu
University of Delaware
Newark, DE 19716

Vladislav Gesterak
Teaching Assistant
1420 Emory Road                                    Ph: 302-478-7307
Wilmington, DE 19803                            E-mail: gesterak@udel.edu