Dr. Biederman is a Professor of Finance at the University of Delaware.  He was Dean of the College of Business & Economics at the University of Delaware from 1990-1996.  During his tenure as Dean, the Executive MBA Program was started as well as the MBA programs at Dupont and MBNA.  The full time, on-campus MBA program was greatly expanded during that period.  He also oversaw the funding and construction of the new MBNA building and the renovation of Purnell Hall during his tenure as Dean.  Dr. Biederman has had extensive experience in the thrift business including serving as Chairman and Chief Executive Officer of Westchester Financial Services Corporation and as Chief Economist and Director of Economic Policy and Research at the Federal Home Loan Bank Board in Washington, DC.  He has also had considerable experience in the public sector serving as Financial Economist at the Office of Tax Analysis for the U.S. Treasury Department, and Staff Economist responsible for federal taxation and revenue matters for the U.S. Senate Budget Committee.  Dr. Biederman was Treasurer of the State of New Jersey under Governor Thomas Kean in which he had responsibility for and oversight of the State's budget, taxation division, comptrollers operations, investment of State funds, State purchasing and property, debt issuance and management, and financial and fiscal advisor to the Governor.  He is or has served as a director of Artesian Resources Corporation, Chase (USA), Institute of Certified Bankers, New Jersey Sports and Exposition Authority, New Jersey Housing Finance Agency, New Jersey Higher Education Authority, Atlantic City Convention Hall Authority, and the Delaware Economic and Financial Advisory Council (DEFAC).  Professor Biederman has published numerous articles on taxation, thrift management and regulation, and has been cited and quoted frequently in various publications and media.  He has testified on numerous occasions before congressional and state legislative committees.  Dr. Biederman received his Ph.D. from Purdue University.